←Back to CheckIreland
💰 MONEY & FINANCE

Irish Savings
Account Comparator

Compare State Savings and bank accounts to find the best return on your savings

⚠️Legal Disclaimer – Read Before Using This Tool

This savings comparator uses only publicly published rates, bands, and rules from official Irish Government sources. It is NOT financial, tax, legal, or regulated advice. Results are approximate and for general guidance only. Your individual situation may vary. We accept no responsibility or liability for any reliance placed on these results. Always confirm with the official body (Revenue, RTB, SEAI, etc.) or a qualified professional.

State Savings

10 Year National Solidarity Bond

4.10%
AER
Min Deposit
€500
Max Deposit
€120,000
Term
10 years
Access
Fixed term
Your €10,000 becomes:
€14945.39
Interest earned:
+€4945.39
State backed

State Savings

5 Year Savings Bond

2.20%
AER
Min Deposit
€100
Max Deposit
€120,000
Term
5 years
Access
Fixed term
Your €10,000 becomes:
€11149.48
Interest earned:
+€1149.48
State backed

Bank of Ireland

30 Day Notice Account

0.50%
AER
Min Deposit
€1,000
Max Deposit
No limit
Term
Flexible
Access
30 days notice
Your €10,000 becomes:
€10252.51
Interest earned:
+€252.51
Deposit guarantee €100k

Permanent TSB

eSavings Account

0.30%
AER
Min Deposit
€0
Max Deposit
No limit
Term
Flexible
Access
Instant
Your €10,000 becomes:
€10150.90
Interest earned:
+€150.90
Deposit guarantee €100k

AIB

Demand Deposit Account

0.10%
AER
Min Deposit
€0
Max Deposit
No limit
Term
Flexible
Access
Instant
Your €10,000 becomes:
€10050.10
Interest earned:
+€50.10
Deposit guarantee €100k

💡 Savings Tips

  • •State Savings bonds are backed by the Irish Government (100% secure)
  • •Bank deposits covered by Deposit Guarantee Scheme up to €100,000 per institution
  • •Higher rates usually mean longer lock-in periods
  • •Interest on Irish accounts is subject to DIRT tax (33%)

⚖️ Important Legal Disclaimer

All tools and information on CheckIreland.ie are provided for general information purposes only. They are based solely on publicly available data from official Irish Government sources (Revenue, CSO, RTB, SEAI, Welfare.ie, etc.). This is NOT financial, tax, legal, accounting, or professional advice. Rules, rates, eligibility criteria, and laws change frequently and your personal circumstances may differ significantly. We accept no liability whatsoever for any decisions made or not made, or any loss, damage, or consequence arising from the use of this website or its tools. Always verify directly with the relevant official source (e.g., revenue.ie, rtb.ie, seai.ie) or seek qualified professional advice before taking any action.