🏘️ PROPERTY & UTILITIES

Property Buying
Cost Calculator

Calculate stamp duty, legal fees, and total costs when buying a home in Ireland

⚠️Legal Disclaimer – Read Before Using This Tool

This property buying cost calculator uses only publicly published rates, bands, and rules from official Irish Government sources. It is NOT financial, tax, legal, or regulated advice. Results are approximate and for general guidance only. Your individual situation may vary. We accept no responsibility or liability for any reliance placed on these results. Always confirm with the official body (Revenue, RTB, SEAI, etc.) or a qualified professional.

Total Buying Costs

You'll need approximately
3,800
on top of your deposit
Stamp Duty
0
Legal Fees
2,000
Other Costs
1,800

Cost Breakdown

Stamp Duty (FTB Exempt)0
Solicitor Fees2,000
Surveyor/Engineer600
Property Valuation200
Searches150
Land Registry Fees600
Mortgage Processing250
Total Additional Costs3,800

Stamp Duty Rates

  • First Time Buyers: No stamp duty on first €500,000
  • All buyers: 1% on first €1,000,000
  • All buyers: 2% on balance over €1,000,000

💡 Budgeting Tips

  • Total buying costs typically 3-5% of property price
  • Get solicitor quotes early - fees vary significantly
  • Always get a structural survey on older properties
  • First time buyers save significant money on stamp duty

⚖️ Important Legal Disclaimer

All tools and information on CheckIreland.ie are provided for general information purposes only. They are based solely on publicly available data from official Irish Government sources (Revenue, CSO, RTB, SEAI, Welfare.ie, etc.). This is NOT financial, tax, legal, accounting, or professional advice. Rules, rates, eligibility criteria, and laws change frequently and your personal circumstances may differ significantly. We accept no liability whatsoever for any decisions made or not made, or any loss, damage, or consequence arising from the use of this website or its tools. Always verify directly with the relevant official source (e.g., revenue.ie, rtb.ie, seai.ie) or seek qualified professional advice before taking any action.